Guides
Practical, no-fluff guides for UK house hunters.
Your First Home scheme: a new-build with a 2.5% deposit
Confirmed at the Budget: income and price caps, interest after year five, repayment, and when you can apply.
What does "Sold STC" mean — and can you still make an offer?
Nothing is binding until exchange — fall-through rates, gazumping, and the backup-buyer play.
JBSP mortgages: keeping first-time buyer status when your partner owns a home
Two incomes on the mortgage, one name on the deeds — and the stamp duty trap married couples must know.
Buying your first home in the UK: the process, step by step
From Agreement in Principle to keys — every stage, timings, and the mistakes that cost first-time buyers.
The Renters' Rights Act 2025: what actually changed
Section 21 gone, fixed terms gone, rent rises capped — and what it means if you're buying.
How to check crime rates before buying a house in the UK
Official sources, fair per-1,000 rates, and the two traps that mislead buyers.
Rightmove vs Zoopla vs OnTheMarket: do you need all three?
Inventory, data and early listings — how serious buyers use the big three together.